Mechanical breakdown happens. That is why breakdown cover is a sound investment, even if your vehicle is new. In fact, when your vehicle is new is the perfect time to take out breakdown cover because later on, you might not be able to get the same level of coverage as you can obtain when you have a newer car or truck.
Before the Warranty Runs Out
Most vehicles have a warranty that will extend into their second year of life or a certain number of miles. For best coverage, you will want to purchase breakdown cover before the end of that second year. Why? Because your vehicle should still be in good condition. Insurance companies are fond of betting on a sure thing. They bet that you will pay in lots of premiums before you need to make use of their protection plans. A new vehicle is less likely to break down than an older one.
The First Seven (or so) Years
While your car or truck is less than seven years old and has less than 15,000 miles on it, it is a shoo-in for an extended warranty or the kind of breakdown cover that will help with major repairs at your repair facility. If you get your extended warranty at your dealership, there is a good chance that you can get your regular maintenance covered or at least discounted. Your car dealer knows that your satisfaction is his or her best word of mouth advertising. They are hoping that you and all your friends will buy your next cars with them.
Once your vehicle has passed that magic age limit, you aren’t likely to be able to get the same kinds of deals on maintenance and repair. That doesn’t mean that you can’t get roadside assistance or even at-home cover for those little things that just will go wrong. Even if you must pay for parts and perhaps even labour, that van with your breakdown company’s logo on it can be a truly welcome sight. That is even truer when the weather is dark and blustery or overly warm and sultry.
Breakdown Cover Not Substitute for Maintenance
It is just commonsense to remember that breakdown cover is for emergencies. It doesn’t take the place of preparedness or regular maintenance. Keeping up with oil changes, getting the brakes checked and many other simple vehicular tasks can help prevent the need to call your breakdown agent. That helps keep your premiums low so that you have that emergency backup when you need it.
Ask your breakdown agent about emergency supplies that are good to keep in your vehicle. Some possible examples are an electric torch, triangular emergency signs, drinking water, and either rain ponchos or space blankets. Even if you are only a few miles or minutes from help, if you are stuck by the side of the highway with children, some comfort supplies can make waiting less difficult.
You and Your Breakdown Cover
You and your breakdown cover company are partners in keeping you and yours safe in the event of a mechanical failure. Thinking ahead, planning and generally keeping up with maintenance on your vehicle is your part of the bargain, right along with keeping up on your premiums. Sending out that van full of spare parts, driven by a qualified mechanic, is the end that your breakdown cover agency is supposed to hold up. Together, you can help keep you, your vehicle and any passengers cared for and on to the next place in your planned journey.